You can't be a one-trick pony. You have to evolve and adapt, to learn new strategies and pivot.

Josh Perez • May 22, 2024

Here's the truth. It's easy to have success in real estate when interest rates are sitting at 1% or 2%. New builds generate a couple of hundred thousand dollars before you even pick up the keys. BRRRR and flip projects are hitting record valuations. But what are you doing right now when things are tougher and your plan isn't working out? You can't be a one-trick pony. You have to evolve, adapt, learn new strategies, and pivot.

You can't be a one-trick pony. You have to evolve and adapt, to learn new strategies

and pivot.

Remember the Purpose

Why did we get into this? To be the Crown Prince of BRRRRing or the New Build Guru? These titles are just distractions. The real purpose is to help build wealth for you and your family. That goal won't always be achieved in the same way, especially when market conditions change.



My Pivot Strategy

Over the past couple of years, I've been looking at markets outside of my backyard—places like Aylmer and Clinton in Ontario, Alberta, and Florida. I've decided to go all-in on multifamily real estate because it unlocks access to the best financing programs available right now. This shift is crucial to maintaining the fundamentals of real estate and creating a pathway to cash flow.


Teaming Up for Success

To pursue these capital-intensive projects, I had to stop going at it alone and start partnering with others. This collaboration is essential when you're pivoting; it might slow you down initially, but it allows for more comprehensive growth in the long run. Building these connections and forming a new power team in the multifamily space requires time, effort, and a willingness to learn.


Embrace Change

Don't wait for conditions to change; you need to change. Success in real estate isn't just about thriving in favorable conditions—it's about adapting and evolving when times are tough. By expanding into new markets, focusing on multifamily properties, and partnering with others, I'm working towards sustainable wealth for my family and me. And so can you.

Let's not get caught up in titles or past successes. Instead, let's stay focused on the ultimate goal: building lasting wealth.

Josh Perez
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By Josh Perez April 30, 2025
Let’s say you have a home that you’ve outgrown; it’s time to make a move to something better suited to your needs and lifestyle. You have no desire to keep two properties, so selling your existing home and moving into something new (to you) is the best idea. Ideally, when planning out how that looks, most people want to take possession of the new house before moving out of the old one. Not only does this make moving your stuff more manageable, but it also allows you to make the new home a little more “you” by painting or completing some minor renovations before moving in. But what if you need the money from the sale of your existing home to come up with the downpayment for your next home? This situation is where bridge financing comes in. Bridge financing allows you to bridge the financial gap between the firm sale of your current home and the purchase of your new home. Bridge financing allows you to access some of the equity in your existing property and use it for the downpayment on the property you are buying. So now let’s also say that it’s a very competitive housing market where you’re looking to buy. Chances are you’ll want to make the best offer you can and include a significant deposit. If you don’t have immediate access to the cash in your bank account, but you do have equity in your home, a deposit loan allows you to make a very strong offer when negotiating the terms of purchasing your new home. Now, to secure bridge financing and/or a deposit loan, you must have a firm sale on your existing home. If you don’t have a firm sale on your home, you won’t get the bridge financing or deposit loan because there is no concrete way for a lender to calculate how much equity you have available. A firm sale is the key to securing bridge financing and a deposit loan. So if you’d like to know more about bridge financing, deposit loans, or anything else mortgage-related, please connect anytime! It would be a pleasure to work with you.
By Josh Perez April 30, 2025
If you’re crushing it with duplex conversions, Airbnb rentals, flips, or student housing, you might be wondering: Should I double down on what’s working—or start learning about other strategies to diversify my real estate portfolio? It’s a great question—and one I get asked all the time. My typical advice? Double down on your strengths, outsource your weaknesses. If you’ve found a strategy that fits your skills, market, and cash flow goals, it’s smart to build momentum. But in real estate—especially in today’s market—it’s just as important to stay informed and flexible. Why Staying Educated Matters Real estate isn’t static. The rules of the game are constantly changing. Lending practices shift. Local bylaws evolve. What worked flawlessly last year may become less profitable—or even unviable—this year. Here’s what I mean: “If lenders and banks don’t want to lend as much on certain assets—like student rentals or short-term rentals—or they start to clamp down on duplex conversions, that changes your rate of return. That changes the rules of the game.” If your entire strategy depends on leverage (and let’s face it, most real estate investing does), changes in financing can dramatically shift the effectiveness of your current approach. Keep Learning, Stay Adaptable Even if you’re succeeding now, always keep learning. New strategies like BRRRR, rent-to-own, mid-term furnished rentals, or commercial opportunities might offer different advantages in changing markets. You don’t need to master them all, but you do need to understand how they work—and when it might make sense to pivot. Final Thoughts Crushing one niche? Keep going. But don’t ignore the bigger picture. As markets evolve, being aware of shifting rules, lender policies, and local regulations will give you the edge.  At the end of the day, the best investors aren’t just good at one strategy—they’re nimble, informed, and proactive. If you want to chat about how to strengthen your current investments and position yourself for what’s next, let’s connect.